In message , at 22:46:54 on 
Wed, 3 Sep 2008, Spacker  remarked:
>>>>"The only time you would need to claim on it would be when the seller
>>>>has no funds available"
>>>
>>>That's ebay's buyer protection scheme.
>>>
>>>>And yet now it's also "after a month on non-cooperation".
>>>
>>>That's Paypal's resolution center.
>>
>>And which of these (or is it both) that you say is set up so no-one can
>>ever make a successful claim?
>
>The ebay one.

So Paypal *is* safer, if that's the route to getting a refund.
-- 
Roland Perry